As we’ve all adapted to life during a pandemic this year, a lot has changed. Yet some things remain the same. One thing that has not changed is the crucial need to make sure you don’t run out of money in retirement.
If your portfolio took a hit back in February and March, you know how scary it can feel to suddenly see 30% of the assets you expect to live off of in retirement suddenly disappear. It’s a bad feeling. Fortunately, as the markets have recovered over the last few months, you now have a rare opportunity – a second chance – to make sure your retirement is protected.
This year, we’ve seen how quickly things can change and how quickly assets at risk can lose value, leaving you with a potentially devastating shortfall of income in retirement. And with a presidential election looming, as well as new developments in the fight against COVID-19 continuing to impact markets, there’s one thing that’s certain: nothing is certain right now!
If you’re tired of the roller coaster ride of 2020, and if you are in or near retirement, you need to act now. Don't allow the "noise" of the news to distract you from things you cannot control. It's time to focus on what you can.
Protecting retirement assets while generating income and security is what we focus on at Swan Financial, and with this rare second chance in the markets, now is a great time to consider ‘de-risking’ and maybe even ‘election-proofing’ your retirement plan.
None of us knows what the future holds when it comes to the ups and downs of the market, but there are proven, and yes, guaranteed ways to eliminate a portion of that risk from your portfolio while providing greater confidence in your ability to retire on your terms. Let's chat-SOON!